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DENTAL
INSURANCE
Purchasing
dental insurance is a task that no one really looks forward to.
It can be a quite difficult experience at times, and it is
always challenging to figure out if you truly got good dental
coverage or not. Here are some tips on making sure your dental
insurance purchase is a successful one: 1. Be sure to shop
around - Dental insurance companies vary their rates
dramatically, even for those that offer similar levels of
services. Try to get quotes from at least 3-4 insurance
companies, if not more. You will likely notice differences of
hundreds of dollars between the rates they will quote you for
their dental plans. 2. Look for a dental plan that covers both
preventive care as well as repair of dental problems. 3. Raise
your coverage deductible. The deductible is the amount you pay
for care costs before the dental insurance company covers the
rest. Many people choose low deductibles, thinking they don't
want to pay out of pocket. However, setting up a dental
insurance plan with a low deductible may dramatically increase
your coverage costs. Raising your deductible to what you feel
comfortable with may help greatly lower your dental insurance
costs. MORE TOPICS IN: Insurance
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