auto insurance is a task that no one really looks forward to. It
can be quite painful at times, and it is always difficult to
figure out if you truly got a good rate or not. Here are some
tips on making sure you save on your next auto insurance
purchase: 1. Be sure to shop around - Auto insurance companies
vary their rates dramatically, even for driver's with good
habits. Try to get quotes from at least 3-4 insurance companies,
if not more. You will likely notice differences of hundreds of
dollars between the rates they want to charge you. 2.
Consolidate your policies. Most auto insurance companies will
provide a discount to you if you insure more than one vehicle.
Insure your cars as well as a home or other vehicle (boat,
motorcycle, etc.), and you will likely save even more. 3. Raise
your deductible. The deductible is the amount you pay for
repairs before the auto insurance company covers the rest. Many
people choose $100 or $250 deductibles, thinking they don't want
to pay out of pocket. However, making an insurance claim will
only raise your insurance rates in the future, so you will
likely want to pay for small repairs yourself. Raising your
deductible to $500 or $1000 will often dramatically reduce your
auto insurance rates.
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