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      MALPRACTICE LAWSUITS 
      Malpractice may arise from a 
      professional's misconduct or failure to use adequate levels of care, skill 
      or diligence in the performance of the professional's duties that causes 
      harm to another. Malpractice typically occurs if a professional fails to 
      exercise his or her professional skills in an assignment he or she has 
      accepted at the standard of care, skill and learning applied circumstances 
      by the average prudent reputable member of the profession in the give in 
      the "community". Comparison of performance is based upon the standard of 
      care for the professional in the "community" - what other professionals in 
      the same field do for their clients who are located in the same geographic 
      area.  
      In order for malpractice to 
      be actionable, injury, loss or damage must be suffered by the person who 
      retained the professional's services, or those otherwise entitled to 
      benefit from or rely upon the professionals services. 
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